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CSU Stanislaus requires that the contractor shall procure and maintain for the duration of the contract insurance against claims for injuries to persons or damages to property which may arise from or in connection with the performance of the work hereunder by the Contractor, his agents, representatives, employees or subcontractors.
Contractor shall maintain commercial general liability insurance in an amount not less than $1,000,000 per occurrence for bodily injury, personal injury and property damage. If a general aggregate limit is used, either the general aggregate limit shall apply separately to this project or the general aggregate limit shall be twice the required occurrence limit.
Contractor shall maintain automobile liability insurance in an amount not less than $1,000,000 per accident for bodily injury and property damage.
Contractor shall maintain Worker’s Compensation insurance as required by the State of California and Employer’s Liability Insurance in an amount not less than $1,000,000 per accident for bodily injury or disease.
Contractor shall not commence performance of any work under this contract until the University is provided with original certificates and amendatory endorsements effecting coverage required by this clause. The endorsements should be on forms provided by the University.
The required insurance must be in effect prior to awarding the contract and it or a successor policy must be in effect for the duration of the project. Maintenance of proper insurance coverage is a material element of the contract. Failure to maintain or renew coverage or to provide evidence of renewal may be treated by the University as a material breach of contract and subject the contract to termination. The University reserves the right to require complete, certified copies of all required insurance policies, including endorsements effecting the coverage required by these specifications at any time.
Contractor shall disclose deductibles or self-insured retentions (SIRs) for approval by the University.
The general liability and automobile liability policies shall be endorsed to provide:
- That the California State University, Stanislaus, its trustees, employees, officers, and volunteers are covered as additional insureds with respect to liability arising out of automobiles owned, leased, hired or borrowed by or on behalf of the contractor; and with respect to liability arising out of work or operations performed by or on behalf of the contractor including materials, parts or equipment furnished in connection with such work or operations. General liability coverage can be provided in the form of an endorsement to the contractor’s insurance, or as a separate owner’s policy. If the project involves subcontractors, the subcontractors must be endorsed as insureds under the contractor’s policy.
- That the insurer will not cancel insured's coverage without 30 days written notice by certified mail, return receipt requested, to the University.
- That for any claims related to this project, the contractor’s insurance coverage shall be primary as respects California State University, Stanislaus, its trustees, officers, employees, and volunteers. The University’s insurance or self-insurance shall be excess of the contractor’s insurance and shall not contribute to it.
Insurance is to be placed with insurers with a current A.M. Best’s rating of no less than A:VII.
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